Financing Options

We strive to make vision correction affordable—one way we do so is by offering flexible financing plans to make paying for your procedure easier on you.

See now. Pay in 2019.**

With $0 down, $0 payments, and 0% interest** until January 2019**, this limited-time financing plan makes getting laser vision correction easier on you and your wallet.

Take 5 years to pay

Don't want to make your payment all in one shot? We understand. With our Take 5 financing plan, you can spread payment over a five-year term. Which means that you can get LASIK today, take 5 years to pay and do all the other things you've been dreaming about.

Student financing

Between spending on tuition, textbooks, laptops and cellphones bills, we know that the cost of being in school can add up quickly. For students interested in LASIK, we offer special open loan, low-interest financing.* Proof of enrolment or valid documentation is needed in order to be eligible for this financing plan.

All financing options offered by Accord D by Desjardins
Payment options

There are a few different ways in which you can pay for your procedure, such as using your debit or credit card, cash or certified cheque. Ask your clinical counsellor for more information about the different payment options available.

Insurance benefits packages

Many benefits packages offer full or partial coverage for vision correction as a part of their vision care plan. If you are covered by your employer's insurance, ask your benefits representative if you are covered for a vision correction procedure.

Health Spending Accounts

If you have been contributing your pre-tax dollars to an employer-run Health Spending Account, then you may be able to offset different types of medical expenses, such as laser vision correction. Speak to your health benefits provider to determine whether your contributions can be put towards laser vision correction.

**Prices are subject to change without prior notice and vary based on prescription strength. Custom LASIK up to $1,990/eye. Other conditions may apply. Only applicable towards a Custom LASIK procedure for both eyes completed by February 28, 2018. Cannot be combined with any other offer or discount. Offer subject to change without prior notice. Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “no money down, no payments or interest until 2019.” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for a deferred payment purchase, without incurring interest during the period set at the time of purchase. If this purchase is not paid in full by the due date, an annual interest rate of not more than 19.9% applies and it is converted into equal and consecutive payments due in 12 monthly instalments if the converted balance is less than $1,000; 24 monthly instalments if the converted balance is equal to or greater than $1,000 and less than $3,000; or in 36 monthly instalments if the converted balance is equal to or greater than $3,000. Annual interest rate on the card of not more than 19.9%. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees may apply depending on the card requested or used for the purchase. Details in clinic. See table of examples of credit charges below.

Applicable to surgery on both eyes only. Subject to Fédération des caisses Desjardins du Québec approval. All annual interest rates indicated are subject to change. The "Equal Monthly Payments" offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for purchases through equal and consecutive monthly instalments. The annual interest rate of not more than 19.9% set at the time of purchase applies to such purchases. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying additional credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the credit card contract. Membership/renewal fees may apply depending on the card requested or used for the purchase. See details in clinic.

TABLE OF EXAMPLES OF CREDIT CHARGES

TABLE OF EXAMPLES OF CREDIT CHARGES

 

*Proof of enrolment in a post-secondary institution required. Subject to credit approval. Interest financing starting at 6.9% over 48 or 60 months. Offer cannot be combined with flat-rate or CFMS/FMEQ pricing.
‡For added security, patients paying with a credit card that contains a chip must know their 4-digit Personal Identification Number (PIN) in order for LASIK MD to process your payment. If you don't know your PIN, please call your credit card company ahead of the day of your surgery.