We strive to make vision correction affordable—one way we do so is by offering flexible financing plans to make paying for your procedure easier on you.
Don't want to make your payment all in one shot? We understand. With our Take 5 financing plan†, you can spread payment over a five-year term. Which means that you can get LASIK today, take 5 years to pay and do all the other things you've been dreaming about.
Between spending on tuition, textbooks, laptops and cellphones bills, we know that the cost of being in school can add up quickly. For students interested in LASIK, we offer special open loan, low-interest financing.* Proof of enrolment or valid documentation is needed in order to be eligible for this financing plan.
There are a few different ways in which you can pay for your procedure, such as using your debit or credit card‡, cash or certified cheque. Ask your clinical counsellor for more information about the different payment options available.
Many benefits packages offer full or partial coverage for vision correction as a part of their vision care plan. If you are covered by your employer's insurance, ask your benefits representative if you are covered for a vision correction procedure.
If you have been contributing your pre-tax dollars to an employer-run Health Spending Account, then you may be able to offset different types of medical expenses, such as laser vision correction. Speak to your health benefits provider to determine whether your contributions can be put towards laser vision correction.
†Applicable to surgery on both eyes only. Subject to Fédération des caisses Desjardins du Québec approval. All annual interest rates indicated are subject to change. The "Equal Monthly Payments" offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for purchases through equal and consecutive monthly instalments. The annual interest rate of not more than 19.9% set at the time of purchase applies to such purchases. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying additional credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the credit card contract. Membership/renewal fees may apply depending on the card requested or used for the purchase. See details in clinic.
TABLE OF EXAMPLES OF CREDIT CHARGES
*Proof of enrolment in a post-secondary institution required. Subject to credit approval. Interest financing starting at 6.9% over 48 or 60 months. Offer cannot be combined with flat-rate or CFMS/FMEQ pricing.
‡For added security, patients paying with a credit card that contains a chip must know their 4-digit Personal Identification Number (PIN) in order for LASIK MD to process your payment. If you don't know your PIN, please call your credit card company ahead of the day of your surgery.