Does insurance cover laser eye surgery?

Although LASIK vision correction is not a cosmetic procedure, it is considered an elective surgery. Such surgeries are covered in many European and Asian countries. However, in the United States and Canada, insurance policies--including Medicare--often will not cover the procedure.

If you reside in the U.S. you should check with your insurance company to see if your policy offers partial or full coverage. In some cases, the cost of the procedure can be covered by medical flex plans that allow pretax dollars to be set aside for medical expenses.

You should check with your employer to see if your company offers this type of benefit, either through the group insurance plan or through a corporate partnership with LASIK MD. Also, you should check with your accountant to see if you can deduct LASIK from your income taxes as a health expense. See more information on insurance coverage.